Fiduciary advice
Recommendations are made with your interests first.
About AlignPoint
Retirement planning should feel coordinated, not fragmented.
AlignPoint Wealth was built to help successful savers make the transition into retirement with a plan that connects the major decisions.
That means looking at income, taxes, investments, Social Security, Medicare, and estate planning together rather than treating each one as a separate problem.
Our role is to help you understand the tradeoffs, make informed decisions, and keep your retirement plan current as life changes.
How AlignPoint works
AlignPoint uses a flat-fee model for retirement planning and investment management.
The fee is based on the complexity of your financial life rather than the size of your portfolio.
You work directly with the CFP® professional responsible for your plan, and the relationship is ongoing so the plan can adjust as your needs change.
What guides the work
Clear communication
You should understand the recommendations being made and why they matter.
Coordinated planning
Income, taxes, investments, Social Security, Medicare, and estate planning are considered together.
Ongoing attention
Retirement planning is not a one-time event. The plan is updated as markets, tax laws, spending, and life change.
Independent advice. Independent custody.
AlignPoint is an independent financial planning firm.
Client investment assets are held at Charles Schwab, while AlignPoint provides the planning and investment management.
Your assets are held separately at Charles Schwab, while AlignPoint provides the advice and ongoing management.
Meet Nestor Vargas, CFP®, CEPA
Nestor works directly with AlignPoint clients and is responsible for the planning and investment advice they receive.
His background includes experience at Fidelity and Regions Bank, along with more than a decade of work helping clients make financial decisions.
Meet NestorStart with a Strategy Session
We look at where you are today, where you want to go, and whether AlignPoint is the right fit for the planning work ahead.
Schedule a Strategy Session