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2026 IRMAA Brackets: Your Playbook for Avoiding Medicare's Costly Surcharge

Learn how the 2026 IRMAA brackets work and how thoughtful income planning could help you avoid thousands of dollars in unnecessary Medicare surcharges.

Nestor Vargas · September 21, 2026

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Retirement planning articles

Retirement planning insight

Letter of Instruction in 2026: A Step-by-Step Guide & Template

This article explains what a letter of instruction is, why it’s important, and offers a step-by-step guide on how to create one.

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