Who We Help

Retirement gets more complex before it gets simpler.

You may have spent decades doing the right things: saving consistently, investing, building wealth, and living below your means.

As retirement gets closer, the focus changes.

Now the questions are less about accumulation and more about how everything works together:

  • When can I retire?
  • How much can I spend?
  • Which accounts should I use first?
  • Should I make Roth conversions?
  • When should I claim Social Security?
  • How will Medicare affect the plan?
  • How should my investments change as I move from saving to spending?

AlignPoint Wealth works with successful savers who want help coordinating those decisions into a clear retirement plan.

You may be a good fit if:

  • You are within several years of retirement or recently retired
  • You have built roughly $1.5 million or more in liquid investment assets
  • You want help coordinating income, taxes, Social Security, Medicare, investments, and estate planning
  • You are looking for ongoing planning rather than a one-time financial plan
  • You value clear advice and want to understand the reasoning behind the recommendations
  • You prefer a flat-fee relationship rather than paying based on a percentage of your portfolio
  • You want to work directly with the CFP® professional responsible for your plan

What we help you coordinate

Retirement Income

How much you can spend and where that income should come from.

Retirement Taxes

How Roth conversions, RMDs, capital gains, charitable giving, Medicare, and other tax decisions fit together over time.

Investments

How your portfolio should support the income and flexibility your retirement plan requires.

Social Security and Medicare

How timing decisions affect the rest of your retirement plan.

Estate Planning

How your financial plan works with your estate plan, including coordinating with your attorney and keeping accounts and beneficiaries aligned with your wishes.

Looking for ongoing retirement planning?

If you want help turning your savings into a coordinated retirement plan, a Strategy Session is the place to start.

Schedule a Strategy Session